text: as we are seeing and also in this paragraph they have given regarding the whatever the schemes I have told you ಈ ಬೇರೆ ಬೇರೆ countries ಗಳಲ್ಲಿ ಏನೇನಿದೆ ಅಂತ ಹೇಳಿ they have given what kind of schemes they are giving