text: Exactly right, in 20s either you're married or you're you're just exploring the world right? So ఖర్చులు ఉంటాయి you're so that is one thing. So once you're in your 30s you'll figure it out. That's what I would say. I'm not a thing of okay I don't believe in 20s నుంచి మీరు save చేసుకుంటే