text: because surgery techniques that that is that also depends widely on the kind of insurer you get also. So ನೀವು premium pay ಮಾಡಿದ್ರೆ, I mean premium ಅಂದ್ರೆ premium ಅಲ್ಲ, premium premium high premium ಕೊಡ್ತೀರಾ, you go to a good place