text: But it's better to buy that 1 crore than 50 lakhs because a rare claim when it happens, ఇంట్లో ఎవరి దగ్గర 50 లక్షలు ఉండవు. ఖచ్చితంగా. We can arrange cashless, you don't have to face that financial burden. Financial ruin అయిపోతుంది. Cash, who keeps 20-30 lakhs cash at home?