native_script_text: ಇಫ್ ಬ್ಯಾಂಕ್ ಈಸ್ ಟುಡೇ ಈಸ್ ಗಿವಿಂಗ್ ಯೂ 8%, ರೈಟ್? ದೇ ವಿಲ್ ಗಿವ್ ಎ ಹೌಸಿಂಗ್ ಲೋನ್, ಪರ್ಸನಲ್ ಲೋನ್ ಅಟ್ 12%, 13%. ఆ మార్జిన్ బ్యాంక్ మాడుత్తె. ఓకే. సో దట్ ఈస్ బేసికల్లీ ఏ ఫిక్స్డ్ డిపాజిట్. ఫిక్స్డ్ డిపాజిట్ ಈಸ್ ವೇರ್ ಯೂ ಗೆಟ್ ಎ ಫಿಕ್ಸ್ಡ್ ರೇಟ್ ಆಫ್ ರಿಟರ್ನ್ ದಟ್ ಈಸ್ ಆಲ್ರೆಡಿ ಪಬ್ಲಿಶ್ಡ್.
romanized_text: If bank is today is giving you 8%, right? They'll give a housing loan, personal loan at 12%, 13%. Aa margin bank madutte. Okay. So that is basically a fixed deposit. Fixed deposit is where you get a fixed rate of return that is already published.