["transcription:word_repeat:uhx5", "romanized_text:word_repeat:uhx5"]
uh uh uh uh uh you know your your credit rating will be lower and all these sorts of things. So so in these ways I think that it is always a
uh uh uh uh uh you know your your credit rating will be lower and all these sorts of things. So so in these ways I think that it is always a